Frequently Asked Questions
- How do I know which premium to pay — $175 or $250?
- Why do you only accept Visa or MasterCard?
- Do I have to pay all up front?
- Will my partner/spouse be covered under this policy?
- Are there any other liability limits available?
- Do you charge for certificates of insurance?
- How do I order certificates of insurance?
- Will this policy cover me if I train out of my home?
- What is covered?
All group exercise instructors are eligible for the $175 a year program pricing.
Also, all trainers who are certified by these organizations: AAAI/ISMA, ACE, ACSM, AFAA, IFPA, ISSA, NASM, NASN, NCSF, NETA, NFPT, NHCA, NPTI, NSCA, SCW, WITS or College degree in exercise-related field also qualify to enroll at the $175 program pricing.
All other trainers pay $250.
This special internet only insurance program for personal trainers and instructors is currently set up to process only Visa or MasterCard accounts.
Yes. The annual premium is fully earned. There is also no return premium available should you decide to cancel your policy during the coverage period.
No, every trainer or instructor must sign up individually.
No, this program comes with $1,000,000 per occurrence with a $3,000,000 policy aggregate. It can not be modified or changed.
No, because you, the insured client, order your own certificate of insurance and complete the information on line, we do not charge for certificates.
As part of the application process, you will be asked about clubs or community centers you work at that may require evidence of insurance. You can order your own certificates by filling in the certificate information. A certificate(s) will be emailed to you upon verification that your application has been approved. If you are an existing client, you will need to visit the web site (http://www.trainerinsurance.com/) and log on to web site and go directly to the Existing Client area to order your own certificates.
Yes. This policy is designed to cover you no matter what venue you choose to train at. Your home, your client's homes, recreation centers, outdoors and, of course, at any health club.
If you would like to review the policy before purchasing please click here.