Welcome to TrainerInsurance.com and Association Insurance Group, the fitness industry's leading provider of professional liability coverage for personal trainers and group exercise instructors.

1. How do I know which premium to pay - $175 or $250?

2. What forms of payment do you accept?

3. Do I have to pay all up front?

4. Will my partner/spouse be covered under this policy?

5. Are there any other liability limits available?

6. Do you charge for evidence of insurance?

7. How do I order evidence of insurance?

8. Will this policy cover me if I train out of my home?

9. What is covered?

1. How do I know which premium to pay - $175 or $250?

All group exercise instructors are eligible for the $175 a year program pricing. Also, all trainers who are certified by these organizations: AAAI/ISMA, ACE, ACSM, AFAA, IFPA, ISSA, NASM, NASN, NCSF, NETA, NFPT, NHCA, NPTI, NSCA, SCW, WITS or College degree in exercise-related field also qualify to enroll at the $175 program pricing.

All other trainers pay $250.

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2. What forms of payment do you accept?

This special internet only insurance program for personal trainers and instructors is currently set up to process Visa and MasterCard.

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3. Do I have to pay all up front?

Yes. The annual premium is fully earned. There is also no return premium available should you decide to cancel your policy during the coverage period.

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4. Will my partner/spouse be covered under this policy?

No, every trainer or instructor must sign up individually.

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5. Are there any other liability limits available?

No, this program comes with $1,000,000 per occurrence with a $3,000,000 policy aggregate. It can not be modified or changed.

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6. Do you charge for evidence of insurance?

No, because you, the insured client, order your own evidence of insurance and complete the information on line, there is no charge.

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7. How do I order evidence of insurance?

As part of the application process, you will be asked about clubs or community centers you work at that may require evidence of insurance. You can order your own evidence of insurance by filling in evidence of insurance information. An evidence of insurance will be available for downloaded after verification that your application has been approved. If you are an existing client, you will need to visit the web site (http://www.trainerinsurance.com/) and log on and go directly to the Existing Client area to request your own evidence of insurance.

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8. Will this policy cover me if I train out of my home?

Yes. This policy is designed to cover you no matter what venue you choose to train at. Your home, your client's homes, recreation centers, outdoors and, of course, at any health club.

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9. What is covered?

If you would like to review the Sample Master Policy before purchasing please click here.

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