Welcome to TrainerInsurance.com and Association Insurance Group, the fitness industry's leading provider of professional liability coverage for personal trainers and group exercise instructors.

1. How do I know which premium to pay - $175 or $250?

2. What forms of payment do you accept?

3. Do I have to pay all up front?

4. Will my partner/spouse be covered under this policy?

5. Are there any other liability limits available?

6. Do you charge for evidence of insurance?

7. How do I order evidence of insurance?

8. Where am I covered under this policy?

9. What is an example of some of the exclusions under this policy?

1. How do I know which premium to pay - $175 or $250?

All group exercise instructors are eligible for the $175 a year program pricing. Also, all trainers who are certified by these organizations: AAAI/ISMA, ACE, ACSM, AFAA, IFPA, ISSA, NASM, NASN, NCSF, NETA, NFPT, NHCA, NPTI, NSCA, SCW, WITS or College degree in exercise-related field also qualify to enroll at the $175 program pricing.

All other trainers pay $250. Please note, price may vary due to state taxes.

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2. What forms of payment do you accept?

This special internet only insurance program for personal trainers and instructors is currently set up to process Visa and MasterCard.

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3. Do I have to pay all up front?

Yes. The annual premium is fully earned. There is also no return premium available should you decide to cancel your policy during the coverage period.

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4. Will my partner/spouse be covered under this policy?

No, every trainer or instructor must sign up individually.

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5. Are there any other liability limits available?

No, this program comes with $1,000,000 per occurrence with a $3,000,000 policy aggregate. It can not be modified or changed.

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6. Do you charge for evidence of insurance?

No, because you, the insured client, order your own evidence of insurance and complete the information on line, there is no charge.

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7. How do I order evidence of insurance?

As part of the application process, you will be asked about clubs or community centers you work at that may require evidence of insurance. You can order your own evidence of insurance by filling in evidence of insurance information. An evidence of insurance will be available for downloaded after verification that your application has been approved. If you are an existing client, you will need to visit the web site (http://www.trainerinsurance.com/) and log on and go directly to the Existing Client area to request your own evidence of insurance.

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8. Where am I covered under this policy?

This policy is designed to cover you no matter what venue you choose to train at. Your home, your client's homes, recreation centers, outdoors and, of course, at any health club.

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9. What is an example of some of the exclusions under this policy?

The insurance does not apply to "bodily injury" arising out of any of the following: gymnastics, use of or existence of trampolines, body wrapping, nutritional or diet guarantee programs, sports medicine, medical or chiropractic procedures or treatment, massage therapy or physical therapy.

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